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Novated Lease
Salary Packaging
Most Popular
How Novated Leases Work in Australia — A Plain-English Guide
The most powerful — and most misunderstood — car finance option for Australian employees. Covers salary sacrifice, FBT, the ECM method, residuals, and who it actually suits.
12 min read · Updated March 2025
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EV
FBT Exemption
Electric Vehicles & Novated Leases: The FBT Exemption Explained
Eligible EVs under $89,332 are FBT-exempt under a novated lease — one of the most significant tax incentives in Australian personal finance. Here's exactly what you save and who qualifies.
9 min read · Updated March 2025
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Car Ownership
Costs
The True Cost of Owning a Car in Australia — What Dealers Don't Tell You
The sticker price is just the beginning. This guide breaks down all eight cost categories — depreciation, stamp duty, finance, fuel, insurance, rego, servicing, and tyres — with real numbers.
10 min read · Updated March 2025
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Car Finance
Loans
Dealer Finance vs Personal Loan: Which Is Actually Cheaper?
Dealers are very good at making their finance look attractive. This guide shows you the real numbers — comparison rates, balloon payments, the vehicle price trade-off, and side-by-side worked examples.
9 min read · Updated March 2025
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Cash
Investing
Should You Pay Cash for a Car? The Opportunity Cost Argument
Paying cash feels smart — no debt, no interest. But your savings could be working elsewhere. We work through the opportunity cost argument with real numbers, including the mortgage offset scenario.
8 min read · Updated March 2025
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