EV Novated Lease Policy Update Updated April 2026 · 8 min read

Is the EV FBT Exemption About to Change? The 2026 Government Review Explained

The Australian Government is conducting a formal review of the Electric Car Discount — the FBT exemption that has made EV novated leases one of the most powerful tax benefits available to employees. The review was announced in December 2025, submissions closed in February 2026, and a final report is due by mid-2027. Here is exactly what is under review, what could change, what it means for existing leases, and how to think about the decision right now.

Current status — April 2026

The EV FBT exemption is fully in force. Battery EVs and hydrogen fuel cell vehicles under $91,387 are still completely exempt from FBT under a novated lease. No changes have been legislated. The review is ongoing.

In this article
  1. What is the Electric Car Discount review?
  2. What is currently exempt — a quick reminder
  3. Why the government is reviewing it
  4. What could actually change
  5. Will existing leases be affected?
  6. The PHEV sunset — what it tells us
  7. Should you act before the review concludes?
  8. Model your own numbers

1. What is the Electric Car Discount review?

In December 2025, the Australian Government announced a statutory review of the Electric Car Discount — the policy that has exempted eligible EVs from Fringe Benefits Tax since 1 July 2022. The review is being conducted jointly by the Australian Centre for Evaluation (within Treasury) and the Department of Climate Change, Energy, the Environment and Water.

1 July 2022
Electric Car Discount introduced. BEVs, PHEVs, and hydrogen vehicles under the LCT threshold exempted from FBT.
1 April 2025
PHEV FBT exemption ended. PHEVs now fully subject to FBT on new arrangements. Existing binding leases grandfathered.
December 2025
Government announces formal statutory review of the Electric Car Discount. Public submissions open.
6 February 2026
Public submissions close. Industry bodies, employers, employees, and advocates all submitted feedback.
April 2026 — now
Review in progress. Exemption fully in force. No changes announced or legislated.
Mid-2027 (expected)
Review report due. Any changes would require separate legislation before taking effect.

2. What is currently exempt — a quick reminder

Vehicle typeFBT exempt?Threshold (FY2025-26)
Battery electric vehicle (BEV)✓ Yes — fully exemptUnder $91,387
Hydrogen fuel cell vehicle✓ Yes — fully exemptUnder $91,387
PHEV (new arrangements from April 2025)✗ No — full FBT appliesN/A
PHEV (pre-April 2025 binding lease)✓ Grandfathered until lease endsOriginal terms apply
Standard hybrid (non plug-in)✗ No — never was exemptN/A
Petrol / diesel✗ No — full FBT appliesN/A

For an eligible BEV, the saving is substantial. FBT under the statutory method on a $70,000 vehicle would be approximately $13,720 per year — all of which is eliminated under the current exemption. On top of this, salary sacrifice still reduces your income tax. The combined annual saving can exceed $15,000 for employees in higher tax brackets.

3. Why the government is reviewing it

The Electric Car Discount was always described as a time-limited measure to accelerate EV adoption during the early, high-cost phase of the transition. Three key things have changed since 2022:

Context

Nearly 100,000 Australians had accessed the FBT exemption by late 2025 — the majority through salary-packaged novated leases. The salary packaging industry has grown significantly around the policy, and industry groups have been vocal in submissions advocating for its continuation.

4. What could actually change

No changes have been announced, and any changes would require legislation to pass parliament after the review reports. Based on the review's terms of reference and analyst commentary, the most commonly discussed scenarios are:

Possible outcomes — not confirmed, illustrative only
Lower the LCT threshold e.g. reduce from $91,387 to $60,000 — fewer vehicles qualify
Phase down the exemption % e.g. reduce from 100% exempt to 50% exempt over time
Income test Limit access to lower-income earners; phase out at higher salaries
Sunset the exemption entirely End date applied (considered less likely, would impact adoption targets)
Keep as-is No change — review confirms policy achieving its goals

Industry analysts widely note that full removal is the least likely outcome, given Australia's EV adoption targets and the political cost of removing a benefit already used by ~100,000 Australians. The most likely change, if any, is a tighter threshold or a phased reduction.

Important

Speculation about outcomes is just that — speculation. The ATO and government have confirmed only that the review is taking place and that a report is expected by mid-2027. Nothing is decided. Do not make financial decisions based on what commentators think might happen.

5. Will existing leases be affected?

This is the question most people in an active or about-to-start novated lease are asking. The honest answer is: we do not know for certain — but the evidence strongly suggests existing leases will be grandfathered.

Australian tax law has a strong convention of grandfathering existing arrangements when benefits are removed or reduced. The most recent example is directly relevant:

6. The PHEV sunset — what it tells us

When the PHEV FBT exemption was removed on 1 April 2025, the ATO specifically provided that arrangements entered into before that date under a financially binding commitment could continue under the original terms for the life of the lease. Only new arrangements after the cut-off lost the benefit.

This is the precedent. It is the most likely template for any future changes to the BEV exemption — a cut-off date after which new arrangements no longer qualify, while existing leases run to completion. This is not guaranteed, but it is consistent with how Australian tax transitions are handled.

✓ What this means in practice

If you enter a novated lease for an eligible BEV in 2026 — before any changes are legislated — you are very likely to retain the exemption for the full term of your lease, based on the PHEV precedent. This is one reason why some financial commentators describe 2026 as a good year to lock in a 3–5 year lease. General information only — not financial advice.

7. Should you act before the review concludes?

This depends entirely on your personal situation. Here is a practical framework:

Act sooner if:

Wait or reconsider if:

The most important thing

Run your actual numbers. The right decision depends on your salary, your vehicle, your employer's arrangement, and how long you plan to keep the car — not on speculation about policy. A $72,000 EV for a $100,000 salary employee looks very different to a $45,000 EV for a $65,000 salary employee. Model it before you decide.

8. Model your numbers with the Veercal calculator

The Veercal novated lease calculator shows your exact tax saving, FBT position, take-home pay impact, and total cost — step by step. Toggle EV mode to apply the current FBT exemption and see how your out-of-pocket compares to a personal loan or cash purchase for the same vehicle.

See your exact EV novated lease saving

Enter your salary, vehicle price, and annual km. The calculator applies the current FBT exemption and compares your true total cost across every finance structure.

Open Novated Lease Calculator →
General information only — not financial advice. This article summarises publicly available government and ATO guidance as at April 2026. The EV FBT exemption review is ongoing and no changes have been confirmed or legislated. Outcomes discussed are analytical commentary, not predictions. Tax policy and ATO rates can change. Veercal does not hold an Australian Financial Services Licence. Always consult a licensed financial adviser or registered tax agent before making decisions about novated leases, salary packaging, or vehicle purchases.